For sellers

List a home with an assumable loan

Your low rate is the differentiator. Five steps, about five minutes, and buyers can model their blended rate on your listing. You'll sign in only to publish.

1Your loan
2Photos
3Your home
4Your price
5Publish

The assumable loan

This is the part buyers care about. A servicer statement fills in the numbers for you, or you can type them in yourself.

Choose a mortgage statementPDF or image, up to 25 MB

Only your loan type, balance, rate, and servicer name are read and stored. The document is used once for that extraction and is not kept. Black out anything else you'd rather not share.

Has your servicer confirmed this loan can be assumed?

FHA and VA loans are generally assumable, but your servicer has to approve the assumption and confirm the loan is current. If you have not checked yet, you can do it in your servicer portal after you publish.

Assumability depends on the program and the servicer

FHA assumptions. FHA loans are generally assumable by a buyer who will live in the home. The servicer reviews the buyer's credit and income, and an assumption fee usually applies.